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MCC codes are used by issuing bank to determine if they will except the. Each industry has different transaction patterns and differing levels of risk (potential for fraud). MCC Codes (or merchant category codes) are assigned to merchant accounts during the set up process and are used to differentiate between types of business & industries. If you're looking to buy, build, or refinance, Mercantile is ready.
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For your convenience, Mercantile's debit and credit cards are accepted by Apple Pay, Android Pay, & Samsung Pay. A business MCC indicates the types of services or goods being sold to customers.Ĭhase is the leading provider of merchant services with over $1 trillion in annual processing volume.¹ We have been serving the world's largest brands, new e-commerce start-ups, and thousands of small businesses for more than 25 years.Mercantile's Mobile Wallet.
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A merchant category code is a four-digit number used by credit card companies to classify businesses. However, even though a merchant may sell an item that fits within that category if they do not have a merchant category code within that category you. FPCU makes every effort to include all relevant codes in a bonus category. Merchants are assigned a merchant code that is determined by them or their processor in accordance with Mastercard rules. The issuer uses them to determine if you get bonus rewards. Credit card purchases are categorized by these codes. Suite 750 Silver Spring, MD 20910 30 Merchant Category Codes: Why They Matter for Credit Card Rewards. MCG isc used By Visa Transaction Alerts to indicate that a transaction comes from a merchant of this type. Merchant Category Groups supplied by Visa indicate the primary type of trade conducted by a merchant, similar in concept to standard industry marketing clusters. These are the signs of your success.Īlerts: Merchant Category Groups. Show the world you accept Discover®, and you’ll open up a world of opportunities for more sales to millions of customers. Around the corner and around the globe these signs drive business right to your door. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2% or 3% purchase category if that. BBVA is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing.